Dealing With Debt Collectors - How to Stop Debt Collectors In Their Tracks

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Dealing With Debt Collectors - How to Stop Debt Collectors In Their Tracks

Wednesday, July 29th, 2009    Subscribe To Our Feed

If you’ve gotten really behind in your bills you might be dealing with debt collectors calling. Even though we have to take care of our bills, we do not have to be subjected to a lot of the downright disgusting tactics that some debt collection agencies resort to.  It’s possible to stop debt collectors in their tracks and beat debt collectors at their own game.

Even though many legitimate debt collection agencies are respectful of their clients, too many of them resort to intimidation, threats, and debt collector harassment. They seem to never leave you alone.  They’re always pestering you. And some of their tactics are so sneaky and sleazy they can bring you to tears.

However, even though things look pretty bleak right now, you can turn the tables on them and fight back.

Here are a couple of things you might want to consider doing.

The number one thing is that there is no need to put up with harassment.

You might request that they communicate to you in writing. This will give you their name, address and phone number.

You can use that information to research their company.  You want to see if they are a legitimate debt collection agency. If they aren’t legitimate and they’re taking illegal actions you can certainly stop debt collectors and report them.

It’s also important to get this information because then you will have things in writing should you end up going to court.

One of the worst things you can do is give them any of your personal financial information over the phone.  If they start to pressure you and demand the information tell them to put their request in writing and send it to you.

And if they don’t stop pressuring you just hang up on them.

Now, if you use a cellular phone, why not add their phone number to your reject list? Why should you talk to such jerks?

Unfortunately, they could be worse than just being jerks. They could be outright thieves who have gotten hold of your phone number and account information.  It might be a slimy debt collector who will take money from your account with or without your okay if you give them the information they are demanding.

Once again, never give out any personal information to debt collection agencies over the phone.

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Posted in Consolidate Debt Relief, Credit Debt Relief, Bad Federal Debt Relief, Bankruptcy Debt Relief, debt relief credit repair | Trackback | del.icio.us | Top Of Page



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